For many people, it is perplexing to transition from the money accumulation phase of life to the retirement income phase. We spend most of our lives trying to accumulate a lump sum for later use. In retirement, you need that nest egg to generate income. This requires planning and innovative solutions in order to stretch your dollars for as long as possible. At "Your Best Interest" we have helped thousands of people achieve the retirement they have always dreamed of. You do not get a retirement planning do-over. Get it right the first time.
Reaching your financial goals is not a matter of luck, but rather a systematic long-term approach. We want to get to know you personally and gain an understanding of you as an investor. This is accomplished by evaluating your risk tolerance and learning what your objectives and goals are. In doing this we are better equipped to put together a cohesive investment plan and implement a sound investment strategy. When you work with "Your Best Interest", you are working with a professional advisor who will develop a personal plan for you and continue to monitor your investments.
When it comes to managing your 401(k) plan, you will probably admit that you are not a pro. There is a good chance you find yourself overwhelmed and confused by all the information, options and choices your plan has to offer. 401kPRO was created to help you better understand and invest appropriately in your employer-sponsored retirement plans. It does not replace your current 401(k), it provides you with advice on how to invest in your plan. Our advisors review the funds available in your plan and, based on your retirement timeframe and risk tolerance, provide you with an easy to understand, written report detailing which funds are most appropriate for you. Then we show you exactly what percentage to allocate to each fund. You can rest assured knowing that you no longer have to do this alone and that qualified investment professionals are monitoring your accounts to ensure that you are invested appropriately in the current market conditions.
Our tax team is dedicated to providing you with exceptional service at reasonable rates. We know your time is valuable, so we offer a convenient drop off service. There is no need to wait in the office while your taxes are prepared, drop them off and we will call you when they are done. Additionally, our tax department is available to assist you year round, not just during tax season. If you ever need help, or just have a question, call or stop by any time.
We strive to get every return done correctly the first time. We stay current on tax law changes by continually attending educational seminars and reading professional tax publications.
Our financial professionals are available to conduct free educational seminars for clubs, groups, civic organizations, schools or churches. These seminars are purely informational and we guarantee that there will no sales pitches involved. If you are interested in scheduling or hosting one of our seminars, please contact us at 610-485-1010. Below are the seminars that we are currently offering:
Lies We Believe About Money vs. Biblical Truth - In this seminar, we cover popular misconceptions relied upon as sound financial advice. We then contrast those with the life changing truth of the Bible. This is an extremely informative seminar and the principles discussed could be live changing.
Client Education Events - We also offer educational events especially prepared for our clients. These events are always both fun and informative.
Philip M. Giambri LUTCF, CEPP, Realtor®
Registered Representative
President/Founder
Phil and his wife of 36 years live in his hometown of Upper Chichester. He has two daughters and two energetic grandchildren. His favorite hobbies are swimming and investing in real estate.
In 1982, Phil entered the financial services business with a small mid-western company that taught him caring for the client was not the most important thing, but the only thing. He has built his business on this philosophy and is committed to treating each client as a person, not a number.
While experience, education and knowledge are extremely important to Phil, he attracts clients because of his personal and caring manner. His clients appreciate the individualized professional service they receive.
Gregory S. Teal CFP®, ChFC ®, AIF®
Investment Advisor Representative
Greg has been married for 10 years and has two adorable children, ages 7 and 5. When he is not at work, he enjoys spendng time with his family and serving as an elder for his chuch.
Most people have had an experience where they went to a store and were sold something they didn't want or need. Many times that happens to people when they go to a financial advisor. This is usually caused by a lack of advisor knowledge or skills. As a CFP® Professional,Greg is committed to contantly increasing his financial knowledge. He recently obtained his Masters of Science degree in Finacial Service. Greg combines this knowledge with the analytical skills he gained as an electrical engineer to develop innovative and imaginative solutions for his clients' problems.
Greg achieves great personal satisfaction when his clients leave his office in a better situation than when they arrived.
Carol Fish
Customer Service Director
Jacqueline Ward
Tax and Accounting Operations Manager
Charlotte Kline
Customer Service
Jennifer Myers
Marketing Coordinator
Follow along as Phil and Greg comment on financial matters, life in general and current events. To have each new blog entry sent straight to your email inbox, click the link below and enter your email address on the side of the page.
Clients can now view their accounts through our "Wealth Gateway" portal.
This portal enables you to survey and manage all your financial assets and associated documents in one convenient place. Call our office at
610-485-1010 to set up your access to our secure portal!
Beneficiaries From.pdf
YBI Disclosure packet - 2011.pdf
New Account Form.pdf
Client Account Access
TD Ameritrade
To access your TD Ameritrade account, visit http://advisorclient.com. Enter your user name and your password and click login. If you do not know your user name or password, please call us at 610-485-1010 to obtain this information.
ING Annuities
To access your ING fixed or variable annuities, visit http://www.ing-usa.com. In order to log into your account, click the customer login button and enter your User ID and Password. If this is your first time using the site, click first time users on the lower left hand side of the screen and sign up. For additional help with this site or with your account, please contact ING at 1-800-366-0066 for help with variable annuities and 1-800-369-5303 for help with fixed annuities. Their hours are Monday through Thursday, 8:30 a.m. - 6:30 p.m. and Friday, 8:30 a.m. - 5:30 p.m.
ING Direct
To access your ING Direct account, visit http://www.ingdirect.com. In order to log into your account, click View my account and enter your customer number. For additional help with this site or with your account, please contact ING at
1-800-464-0727.
We regularly send out e-mails containing information on the economy and the market, as well as our thoughts on various financial topics. Our goal is to send you educational information that will help keep you to stay up to date on financial matters and become a more knowledgeable investor.
